Privacy Policy

Free Service and Advisor Consultations

This website, annuity income calculator, income quotes, and PDF reports are provided free of charge. There is also no cost to you for a consultation or call with one of our licensed annuity advisors.

Information We Collect

We process the calculator details you submit, including your age, the other person’s age for joint income, state, income start date, and premium or income goal. The microsite does not store calculator submissions or contact records in a database.

The Annuity Straight Talk service receives calculator inputs to provide income estimates. Its API analytics can record those inputs, request times, and the originating website and page URL. Signed quote links and contact details are excluded from this URL attribution. Hosting providers may also retain operational request logs.

When you request results, we process your first name, last name, email address, and any optional phone number. Your name, email, and optional phone can be kept in an encrypted browser cookie to pre-fill your quote and report forms. Phone numbers are not saved by the microsite server.

When you request a PDF, your name, calculator details, selected products, and hypothetical growth assumption are sent to Annuity Straight Talk to prepare and store the report. Local and preview reports download in your browser. For production email delivery, the confirmed recipient address is sent to Annuity Straight Talk and its email provider to deliver the attached PDF from Bryan Anderson’s address. The microsite does not keep a report-recipient database.

Advisor Call Requests

If you explicitly request a phone call, we send the first name, last name, and phone number you confirm to Annuity Straight Talk together with the originating website and page URL. Annuity Straight Talk uses its configured staff notification service to deliver the request to the advisor team. Your saved email and signed quote link are not included in this call request.

If you choose to schedule a call for later, an embedded Acuity calendar loads and may pre-fill your first and last name. Acuity processes the appointment details you enter under its own policies.

How We Use Information

We use information to calculate and present income estimates, prepare PDF reports, respond to requests, and support follow-up about annuity options. We also use it to understand calculator use, improve the website, troubleshoot problems, and help prevent misuse.

Analytics and Cookies

Calculator API analytics are handled by Annuity Straight Talk. The microsite does not install a separate analytics service or collect approximate location for a site database.

The website and service providers may use cookies or similar technologies for site functions and analytics. You can manage cookies through your browser settings. Blocking cookies may affect some site functions.

A secure, encrypted cookie can keep your name and email available to the PDF form for up to 24 hours. It is separate from the optional remembered inputs and is not included in quote links.

The optional “Remember my inputs” setting saves calculator and contact details in this browser so future calculations can be pre-filled. It is checked by default. Uncheck it to remove the saved details, or clear this website’s data in your browser. Clearing browser data does not delete reports or API analytics held by Annuity Straight Talk.

Third-Party Advisors

When you submit your contact details to request results, we may share your email address, any phone number you provide, and your calculator information with our United States-based network of third-party licensed annuity advisors. Our advisor network is licensed to serve clients in all 50 states.

An advisor may contact you about your results and annuity options by email, or by phone if you provide a number. Consultations and calls with these advisors are free to you.

Advisors are separate businesses and may handle information under their own privacy policies. You can ask an advisor to stop contacting you.

Service Providers and Scheduling

We use service providers to operate the website, store records, obtain income estimates, support analytics, and provide communications. Information may be processed by those providers as needed to perform these services.

If you use our advisor scheduling link, Acuity processes the booking and information you enter there under its own terms and privacy policy. We may also disclose information when required by law or to protect the service and its users.

We Do Not Resell Your Information

We do not sell or resell your personal information, contact details, or email address. Sharing with advisors and service providers is limited to the purposes described in this policy.

Retention and Security

We retain information as needed to provide results, handle follow-up, improve and protect the service, and meet applicable obligations. Access to stored calculator and contact records is restricted. No method of storage or transmission can be guaranteed completely secure.

Your Choices and Privacy Requests

You can use the calculator without completing the contact step, although calculator and technical analytics may still be recorded. You can leave the phone field blank, manage browser cookies, and ask an advisor to stop contacting you.

To ask about your information or request a correction or deletion, request a conversation through our advisor scheduling page and identify your request as a privacy matter. We may need to verify your identity before acting on a request. We may retain information where required or permitted for legal or security reasons.

Policy Updates

We may update this policy as the service changes. The date shown on this page identifies the latest revision.